Ridhi Finance
Private by design
Track Indian stocks and mutual funds without connecting a bank or broker. You stay in control of every entry.
No card required · No bank login · Set up in a few minutes
Total Net Worth
₹2,78,420
▲ ₹24,420 (9.61%)
At a Glance
Today
Investments
₹2,54,000
▲ 5.26%
Cash Balance
₹1,25,430
Wallet
Total Gains
₹24,420
▲ 6.74%
1Y XIRR
18.36%
Bars
Built for trust
Add buys, SIPs, sells, and redemptions by hand. Your dashboard reflects only what you intentionally record.
No account linking, no OTP handoff, and no read access to bank or broker accounts. Your sources stay separate.
Market prices update on a schedule everyone shares. Your holdings and transactions stay yours alone.
Correct entries, adjust holdings, and refine budgets without messy spreadsheets or losing the bigger picture.
See returns, allocation, watchlist signals, and Ask Ridhi answers in plain language built for quick decisions.
Use Ridhi from browser or installed PWA with fast navigation, action loaders, and mobile-first screens.
How it works
Add assets
Register stocks and mutual funds you own. Just the symbol and name — no provider hooks.
Record transactions
Log buys, SIPs, and redemptions as they happen. Each entry stays separate.
See your numbers
View invested amount, current value, P&L, returns, and XIRR. One dashboard.
Dashboard Preview
Summary cards, a performance chart, and a holdings table — organised around what matters: how much you put in, what it's worth now, and what's performing.
Live preview
Large-cap growth
Last 7 months
Total Contributions
₹2,54,000
Latest Available Value
₹2,78,420
Overall P&L
+₹24,420
Overall Return
+9.61%
Total Contributions
₹2,54,000
Latest Available Value
₹2,78,420
Overall P&L
₹24,420
Overall Return
9.61%
Holdings Table
Sample holdings
Core equity mix
Last 7 months
TCS
Jan-Jul
₹56,400
+12.8%
Cost
₹50,000
P&L
+₹6,400
INFY
Feb-Jul
₹81,240
+9.78%
Cost
₹74,000
P&L
+₹7,240
Parag Parikh Flex…
SIP 6 mo
₹1,07,580
+7.58%
Cost
₹1,00,000
P&L
+₹7,580
Nippon India ETF…
Apr-Jul
₹33,200
+10.67%
Cost
₹30,000
P&L
+₹3,200
TCS
Tata Consultancy Services
₹56,400
+12.8%
Cost
₹50,000
P&L
+₹6,400
SBI Large & Midcap
Code SBI-LF
₹33,200
+10.67%
Cost
₹30,000
P&L
+₹3,200
INFY
Infosys
₹81,240
+9.78%
Cost
₹74,000
P&L
+₹7,240
Parag Parikh Flexi Cap
Code PPFAS
₹1,07,580
+7.58%
Cost
₹1,00,000
P&L
+₹7,580
| Asset | Type | Cost basis | Current Value | P&L | Return |
|---|---|---|---|---|---|
TCS Tata Consultancy Services | Stock | ₹50,000 | ₹56,400 | +₹6,400 | +12.8% |
SBI Large & Midcap Code: SBI-LF | MF | ₹30,000 | ₹33,200 | +₹3,200 | +10.67% |
INFY Infosys | Stock | ₹74,000 | ₹81,240 | +₹7,240 | +9.78% |
Parag Parikh Flexi Cap Code: PPFAS | MF | ₹1,00,000 | ₹1,07,580 | +₹7,580 | +7.58% |